Health Insurance Enrollment and Healthcare Utilization Among Informal Sector Workers in Urban Nigeria

Background

Achieving universal health coverage remains a priority for Nigeria's health sector. Although health insurance schemes have expanded in recent years, enrollment among informal sector workers remains relatively low despite their substantial contribution to the national workforce. Financial barriers continue to limit access to healthcare services, resulting in delayed care-seeking and catastrophic health expenditures. Understanding factors influencing health insurance enrollment and healthcare utilization among informal workers is critical for informing strategies aimed at expanding coverage and improving access to essential health services. This study investigates the relationship between health insurance enrollment and healthcare utilization among informal sector workers in urban Nigeria.

Research Objectives

• Determine the prevalence of health insurance enrollment among informal sector workers.
• Assess healthcare utilization patterns among participants.
• Examine factors influencing health insurance enrollment.
• Evaluate the relationship between insurance coverage and healthcare utilization.
• Identify barriers to health insurance uptake.

Research Questions

• What proportion of informal workers are enrolled in health insurance schemes?
• How frequently do participants utilize healthcare services?
• What factors influence health insurance enrollment?
• How does insurance coverage affect healthcare utilization?
• What barriers hinder enrollment in health insurance schemes?

Suggested Methodology

Suggested Sample

Keywords